Bridge Loans


  •  Bridge loan interest rates 11–15%
  •  Typical terms of up to 12 months
  •  2–4 points may be charged
  •  Residential properties 80% LTV
  •  Commercial properties 65% LTV
  •  Hard money 60-65% LTV


We are the hard money bridge loan lender that works for you.

Hard money bridge loan lender that offers bridge loans that are used for interim financing to gain additional access to funds from other real property until permanent or the next stage of financing can be obtained. Money from the new financing is generally used to take out/to pay back the bridge loan, as well as other capitalization needs.

Hard money bridge loans generally cost the same as any other hard money loan. Most common bridge loans are typically more expensive than conventional financing or even hard money financing. About bridge loans: Bridge loans typically have a higher interest rate, points and other costs that are amortized over a shorter period, and various fees. The bridge loan lender may require cross-collateralization and a lower loan-to-value ratio to qualify. These types of loans can be arranged quickly with relatively little documentation.

What is a bridge loan? A bridge loan is a short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing. It’s sometimes called a bridging loan or a swing loan.

Bridge loans are most often used to quickly close on a property, retrieve real estate from foreclosure, or take advantage of a short-term opportunity. Bridge loans on a property are typically paid back when the property is sold or refinanced. Some important key qualifications that can help the loan terms of a bridge loan are: the borrower's creditworthiness, if property is improved or completed, or there is a specific improvement or change that would allow a permanent or subsequent round of mortgage financing to occur shortly thereafter. Project phases and timing issues may arise with different cash needs and risk profiles as much as ability to secure funding.

A bridge loan is similar to a hard money loan. Both are non-standard loans obtained due to short-term, or unusual, circumstances. The difference is that hard money refers to the lending source, usually an individual, investment pool, or private company that is not a bank in the business of making high risk, high interest loans, whereas a bridge loan refers to the duration of the loan.